Joining is voluntary. However, once you have joined your savings will generally be unavailable to you until at least age 65. You may be able to make an early withdrawal of part (or all) of your savings in certain circumstances.
KiwiSaver has a range of membership benefits.
By choosing the Koinonia KiwiSaver Scheme as your employer chosen scheme, you will provide your employees with access to a KiwiSaver scheme with an ethical investment policy that we believe reflects Christian values.